Beacon Lending Home Loans in Denver Colorado

Documents Required When Applying for a Loan

When applying for a loan, there are specific documents you need to bring in order to be considered. Sometimes it is a little unclear about what to bring, so below I have written a little bit about each document needed. There are many types of home loans so the requirements might vary depending on which one suits you best.

Verification of Income

  • Earnings Statement: W-2 forms, recent pay stubs and tax returns from the past two years
  • If Self-employed: profit.loss statements and tax returns for the current year and past two years
  • Any Additional: social security, overtime bonus, commission, interest income, veteran's benefits, and any others if applicable

Verification of your assets

  • Bank account numbers, bank branch address, checking and savings account statements for the past 2-3 months 
  • Savings bonds, stocks or investments, as well as an estimate of the market values
  • Copies of the titles of any vehicles that are pai in full

Information about the purchase

  • Copy of purchase contract
  • If you made a deposit to the seller, bring a copy of cancelled deposit check

Your debts

  • A couple periods of credit card bills
  • Any consumer debt loans (if applicable)
  • Evidence of mortgage (if applicable)
  • Copies of alimony or child support (if applicable)

I really hope this information has helped you, so you will be prepared when you need a loan. If you have any questions about mortgages and/or loans, call Brian Quigley at (720) 545-9068!

About the Author

Brian Quigley
Brian Quigley
 NMLS# #244003

Brian Quigley has been in the Denver mortgage industry since 2003. Customer satisfaction has been his top priority while guiding clients through the home loan qualification process. He is proficient in all types of mortgage financing including FHA/VA, Conventional, USDA, Jumbo, Portfolio, 1031 Exchanges, Reverse Mortgages, Refinancing, Construction loans, and FHA 203K loans.

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Adam Armstrong
Getting the lowest rate was the most important thing to me. I shopped 5 other lenders/brokers for my refinance. Brian was able to beat the other lenders by a significant margin....
Brent Galas
Brian, was very easy to work with for my refinance even thru this Covid time. All documents were easy to upload electronically and his processor was detailed for what was needed...
Jerred Lane
Brian has raised the bar to a whole new level. With time being precious, there are not many who have a lot of time to spare; he kept everything on point and on track.

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