FHA loans are a great option for home buyers looking for lower closing costs, lower mortgage insurance, flexible credit score requirements and more...
VA Loans are great for those that qualify. These home loans are intended for Active Military and United States Military Veterans. They can provide 0% down payments, no mortgage insurance, and lower interest rates.
Conventional loans (non-conforming loans) can offer more flexibility. A conventional loan could be a great option if you are looking for a second home or investment property and you have a good credit score.
USDA home loans can be a great option if you are buying a home in a qualified rural area. USDA loans make it possible to qualify with a 0% down payment and lower closing costs.
If you are looking to secure a home loan that exceeds the loan limits for FHA and Conventional Loans then you may be in the market for a Jumbo Loan.
A Reverse Mortgage could be a good option for people who are over the age of 62 and looking for extra income to pay for healthcare, want to pay down debts, or are looking to supplement their income.
A mortgage refinance can be a great way to take advantage of historically low-interest rates to lower your monthly mortgage payment or cash out with your existing equity.
The FHA 203K loan has been around since the 1970’s however the reason why you don’t hear about a lot of them being done, is either the borrower is aligned with an in-experienced loan officer, who does not want to take on the challenge of additional work and time to close.
